{"id":3391,"date":"2023-08-05T09:21:00","date_gmt":"2023-08-05T06:21:00","guid":{"rendered":"https:\/\/probatio.com.tr\/testicaret\/?p=3391"},"modified":"2023-08-06T18:17:32","modified_gmt":"2023-08-06T15:17:32","slug":"palandokenden-esnaf-icin-kredi-cagrisi","status":"publish","type":"post","link":"https:\/\/probatio.com.tr\/testicaret\/2023\/08\/05\/palandokenden-esnaf-icin-kredi-cagrisi\/","title":{"rendered":"Paland\u00f6ken\u2019den esnaf i\u00e7in kredi \u00e7a\u011fr\u0131s\u0131"},"content":{"rendered":"\n
\"TESK<\/figure><\/a><\/div>\n\n\n\n

T\u00fcrkiye Esnaf ve Sanatk\u00e2rlar\u0131 Konfederasyonu (TESK) Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, ba\u015fkan\u0131 oldu\u011fu esnaf s\u0131n\u0131f\u0131n\u0131n ihtiya\u00e7lar\u0131na ili\u015fkin a\u00e7\u0131klamalarda bulundu. \u201cEsnaf, finansman ihtiyac\u0131 olan krediye ula\u015fam\u0131yor\u201d diyen Paland\u00f6ken bankalara, kredilerde kolayl\u0131k \u00e7a\u011fr\u0131s\u0131 yapt\u0131. Paland\u00f6ken, \u00fcretimde devaml\u0131l\u0131\u011f\u0131n sa\u011flanmas\u0131 ve \u00e7arklar\u0131n d\u00f6nmesi i\u00e7in krediye ula\u015f\u0131m\u0131n kolayla\u015ft\u0131r\u0131lmas\u0131 gerekti\u011fini belirterek, \u201cSanayi b\u00f6lgelerinde \u00fcretim devaml\u0131l\u0131\u011f\u0131n\u0131n sa\u011flanmas\u0131, esnaf\u0131n ham madde veya \u00fcr\u00fcn almas\u0131, ticari hayattaki \u00e7arklar\u0131n d\u00f6nmesi finansmana ula\u015f\u0131mdan ge\u00e7iyor. Dolay\u0131s\u0131yla krediye ula\u015fman\u0131n \u00f6n\u00fcndeki engeller kald\u0131r\u0131lmal\u0131. D\u00fc\u015f\u00fck faizli esnafa \u00f6zel kredi paketleri haz\u0131rlanmas\u0131 ekonomi i\u00e7in \u015fart hale geldi\u201d dedi.<\/p>\n\n\n\n

\n\n\n\n
\n

\u201cKrediye ula\u015fabilmek ticaret \u00e7arklar\u0131n\u0131n d\u00f6nmesi i\u00e7in mecburi\u201d<\/p>\n<\/blockquote>\n\n\n\n

Bankalar\u0131n kredi verirken i\u015fi zorla\u015ft\u0131rmak yerine kolayl\u0131k sa\u011flamas\u0131n\u0131n \u00f6nemli oldu\u011funu vurgulayan TESK Genel Ba\u015fkan\u0131 Paland\u00f6ken, \u201cEkonomik dalgalanmalar ve enflasyona kar\u015f\u0131 \u00fcretici ve esnaf\u0131n ayakta kalabilmesi i\u00e7in finansman ihtiyac\u0131 her zaman var. Bunun i\u00e7in bankalar\u0131n kredi imk\u00e2nlar\u0131n\u0131 geni\u015fletmesi, miktarlar\u0131 art\u0131rmas\u0131 ve faizleri d\u00fc\u015f\u00fcrmesi gerekiyor. Krediye ula\u015famamak beraberinde b\u00fcy\u00fck bor\u00e7lanmalar, \u00fcretimin yava\u015flamas\u0131, enflasyonun ve i\u015fsizli\u011fin artmas\u0131, ihracat\u0131n azalmas\u0131 gibi bir\u00e7ok ekonomik problem getiriyor\u201d ifadelerini kulland\u0131. “Ticari kredilerin, piyasa ko\u015fullar\u0131 ve d\u00f6viz kurunun g\u00f6z \u00f6n\u00fcne al\u0131narak miktar olarak art\u0131r\u0131lmas\u0131 gerekiyor\u201d diyen Paland\u00f6ken, \u201cPiyasada rekabet edilebilirli\u011fin artmas\u0131 i\u00e7in \u00fcretici \u00fcretebilmeli, esnaf mal alabilmeli, vatanda\u015f bu \u00fcr\u00fcnlere ula\u015fabilmeli. Dolay\u0131s\u0131yla bankalar krediye ula\u015fmada i\u015fleri zorla\u015ft\u0131rmak yerine kolayla\u015ft\u0131rmal\u0131 ki \u00e7arklar d\u00f6nmeye devam etsin\u201d diye konu\u015ftu.<\/p>\n\n\n\n

\n

\u201cKredi kart\u0131 taksit k\u0131s\u0131tlamalar\u0131 da esnaf\u0131 olumsuz etkiliyor\u201d\u00a0<\/p>\n<\/blockquote>\n\n\n\n

Kredi kart\u0131 taksit say\u0131lar\u0131ndaki k\u0131s\u0131tlamalar\u0131n da esnaf\u0131 ve dolay\u0131s\u0131yla piyasalar\u0131 olumsuz etkilendi\u011fine dikkat \u00e7eken Paland\u00f6ken, \u201cKredi kart\u0131yla yap\u0131lan harcamalar\u0131n taksit say\u0131s\u0131 bir\u00e7ok sekt\u00f6rde k\u0131s\u0131tlanm\u0131\u015f durumda. Bu da al\u0131\u015fveri\u015flerin azalmas\u0131, yolculuklar\u0131n yap\u0131lmamas\u0131, ihtiya\u00e7lar\u0131n ertelenmesi gibi sebeplere neden oluyor. Vatanda\u015flar\u0131n harcamalar\u0131nda ne kadar k\u0131s\u0131tlama olursa, esnaf\u0131n kazanc\u0131nda da ayn\u0131 oranda d\u00fc\u015f\u00fc\u015f oluyor. Bu nedenle piyasalar\u0131n canlanmas\u0131 i\u00e7in kredi imk\u00e2nlar\u0131 ile kredi kart\u0131 taksit s\u0131n\u0131rlamalar\u0131n\u0131n yeniden d\u00fczenlenerek art\u0131r\u0131lmas\u0131, vatanda\u015f ve esnaf\u0131n rahatlat\u0131lmas\u0131 gerekli\u201d ifadelerini kulland\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"

T\u00fcrkiye Esnaf ve Sanatk\u00e2rlar\u0131 Konfederasyonu (TESK) Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, ba\u015fkan\u0131 oldu\u011fu esnaf s\u0131n\u0131f\u0131n\u0131n ihtiya\u00e7lar\u0131na ili\u015fkin a\u00e7\u0131klamalarda bulundu. \u201cEsnaf, finansman ihtiyac\u0131 olan krediye ula\u015fam\u0131yor\u201d diyen Paland\u00f6ken bankalara, kredilerde kolayl\u0131k \u00e7a\u011fr\u0131s\u0131 yapt\u0131. Paland\u00f6ken, \u00fcretimde devaml\u0131l\u0131\u011f\u0131n sa\u011flanmas\u0131 ve \u00e7arklar\u0131n d\u00f6nmesi i\u00e7in krediye ula\u015f\u0131m\u0131n kolayla\u015ft\u0131r\u0131lmas\u0131 gerekti\u011fini belirterek, \u201cSanayi b\u00f6lgelerinde \u00fcretim devaml\u0131l\u0131\u011f\u0131n\u0131n sa\u011flanmas\u0131, esnaf\u0131n ham madde veya \u00fcr\u00fcn almas\u0131, […]<\/p>\n","protected":false},"author":2,"featured_media":1867,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[120],"tags":[],"class_list":{"0":"post-3391","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-gundem"},"_links":{"self":[{"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/posts\/3391","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/comments?post=3391"}],"version-history":[{"count":2,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/posts\/3391\/revisions"}],"predecessor-version":[{"id":3456,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/posts\/3391\/revisions\/3456"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/media\/1867"}],"wp:attachment":[{"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/media?parent=3391"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/categories?post=3391"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/tags?post=3391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}