{"id":1484,"date":"2022-08-31T09:33:00","date_gmt":"2022-08-31T06:33:00","guid":{"rendered":"https:\/\/probatio.com.tr\/testicaret\/?p=1484"},"modified":"2023-03-01T02:34:15","modified_gmt":"2023-02-28T23:34:15","slug":"med-cezir","status":"publish","type":"post","link":"https:\/\/probatio.com.tr\/testicaret\/2022\/08\/31\/med-cezir\/","title":{"rendered":"Med-cezir"},"content":{"rendered":"\n<p class=\"has-white-color has-cyan-bluish-gray-background-color has-text-color has-background\">&#8220;Keder ku\u015flar\u0131n\u0131n ba\u015f\u0131n\u0131n \u00fcst\u00fcnde gezmesini engelleyemezsin,<br>Ama sa\u00e7\u0131na yuva yapmas\u0131n\u0131 engellersin.&#8221;<br><strong>\u00c7in Atas\u00f6z\u00fc<\/strong><\/p>\n\n\n\n<p>T\u00fcm alg\u0131lar\u0131m\u0131z gibi adalet alg\u0131m\u0131z\u0131n da \u00e7ok eski evrimsel k\u00f6kenleri de\u011fi\u015fmekte mi? H\u0131zla de\u011fi\u015fen evrimle\u015fen ya\u015fam\u0131m\u0131zda ca\u011fa ayak uydururken, acaba adalet alg\u0131m\u0131z\u0131n tarihi ge\u00e7mi\u015f olabilir mi..? Uyum sa\u011flama s\u00fcrecinde o sebeple mi, s\u00fcrekli de\u011fi\u015fen kanun, t\u00fcz\u00fck uygulamalar\u0131 kentin vah\u015fi do\u011fas\u0131nda \u015fekilleniyor mu?<\/p>\n\n\n\n<p>Hazine Bakanl\u0131\u011f\u0131&#8217;nda yap\u0131lan toplant\u0131larda dar gelirliye destek paketi olarak kamuoyuna sunulan bir s\u00fcreci ya\u015f\u0131yoruz \u015fu g\u00fcnlerde. Devletin 9 milyona yak\u0131n vatanda\u015f\u0131n yakla\u015f\u0131k 30 milyar lira tutar\u0131ndaki icral\u0131k borcunu tasfiye amac\u0131 ile \u00fcstlenmesi g\u00fcndemde.<\/p>\n\n\n\n<p>Bu geli\u015fmenin nas\u0131l olaca\u011f\u0131 hen\u00fcz tam ayr\u0131nt\u0131lar\u0131 ile a\u00e7\u0131kl\u0131\u011fa kavu\u015fmu\u015f de\u011fil. Varl\u0131k y\u00f6netim \u015firketlerinde olan bor\u00e7lar\u0131n 2 bin 500 TL&#8217;sini devletin \u00f6deyece\u011fi; icralardan da bu y\u00fck\u00fcn kald\u0131r\u0131lmas\u0131 d\u00fc\u015f\u00fcn\u00fclmekte. Bir \u00f6nceki uygulamada faizlerin silinmesi, ana borcun 24 aya kadar taksitlendirilerek bu borcun kapat\u0131lmas\u0131 y\u00f6n\u00fcnde bir kolayl\u0131k tan\u0131nm\u0131\u015ft\u0131. Burada yeni yap\u0131lacak uygulamada ana borcu 2 bin 500 TL olan vatanda\u015f\u0131n; borcunun \u00fcstlenilmesi gibi bir yap\u0131land\u0131rma \u015fekli g\u00fcndemde. Geli\u015fmeleri hepbirlikte yak\u0131ndan takip edece\u011fiz.<\/p>\n\n\n\n<p>Bankalarda tahsil edilemeyen alacaklar gider pozisyonuna aktar\u0131l\u0131rken; bu alacaklar varl\u0131k y\u00f6netim \u015firketlerine \u00e7ok d\u00fc\u015f\u00fck bedelle sat\u0131l\u0131yor. Bankalar bunu giderde g\u00f6stererek vergiden d\u00fc\u015f\u00fcyor ve varl\u0131k y\u00f6netim \u015firketleri de, y\u00fczde 10 gibi c\u00fczi rakama devrald\u0131klar\u0131 tahsil edilemeyen alacaklar\u0131; \u00e7ok y\u00fcksek faizi ile tahsil etmeye \u00e7al\u0131\u015f\u0131yor. Varl\u0131k y\u00f6netim \u015firketleri dava a\u00e7\u0131lmas\u0131 noktas\u0131nda har\u00e7tan muaf olduklar\u0131 i\u00e7in; icra dava kapsam\u0131nda mahkemelerde vatanda\u015fa a\u00e7\u0131lan davalar\u0131n \u00e7o\u011funlu\u011fu bu \u015firketlere ait oluyor.<\/p>\n\n\n\n<p>Varl\u0131k \u015firketlerinin har\u00e7 muafiyeti ile a\u00e7m\u0131\u015f oldu\u011fu davalarda; y\u00fczde 25 devlete yarg\u0131 y\u00fck\u00fc olarak geri d\u00f6nmekte. Bu \u015fekilde yap\u0131land\u0131rma ile icraya d\u00fc\u015fm\u00fc\u015f vatanda\u015f\u0131n borca itiraz nedeni ile arabuluculu\u011fa giden dosyalar \u00e7o\u011funlukta. Bu dosyalar \u00fcst\u00fcnde taraflar\u0131n anla\u015famamas\u0131 ise mahkemelerde itiraz\u0131n iptali \u015feklinde dava oluyor. D\u00fc\u015f\u00fcncem; bu t\u00fcr davalar\u0131n yaratt\u0131\u011f\u0131 birikimin azalt\u0131lmas\u0131 ile bir bak\u0131mdan yarg\u0131 y\u00fck\u00fcn\u00fcn hafifletilmesi amac\u0131n\u0131 g\u00fcd\u00fcld\u00fc\u011f\u00fc.<\/p>\n\n\n\n<p>Ayr\u0131ca T\u00fcrkiye Kat\u0131l\u0131m Bankalar\u0131 Birli\u011fi&#8217;ne \u00fcye bankalar\u0131n, kendi alacaklar\u0131 i\u00e7in ge\u00e7erli olmak \u00fczere; ayl\u0131k geliri asgari \u00fccret veya alt\u0131nda olan bor\u00e7lular\u0131n, \u00fcye bankalar nezdindeki hesaplar\u0131na yatan \u00fccreti ve maa\u015f\u0131n\u0131n haczedilmemesi ve teminata al\u0131nmamas\u0131 karar\u0131 var. Bunu uygulayan Emlak Kat\u0131l\u0131m Bankas\u0131, Albaraka T\u00fcrk Kat\u0131l\u0131m Bankas\u0131, Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131, T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131, Vak\u0131f Kat\u0131l\u0131m Bankas\u0131, Ziraat Kat\u0131l\u0131m Bankas\u0131 \u00f6ne \u00e7\u0131kanlardan.<\/p>\n\n\n\n<p>Devlet yaln\u0131zca 2 bin 500 TLden destek vermek yerine, ana para kapsam\u0131nda bor\u00e7 miktar\u0131n\u0131 g\u00f6zeterek mi bu deste\u011fi yapacak? Yoksa toplam bor\u00e7tan m\u0131 d\u00fc\u015fecek \u015fimdilik ayr\u0131nt\u0131lar belli de\u011fil. Son gelen bilgilere g\u00f6re borcu 2 bin 500 TL&#8217;ye ula\u015fan ve icra ya d\u00fc\u015fen vatanda\u015flar\u0131n bor\u00e7lar\u0131, devlet taraf\u0131ndan \u00f6denecek oldu\u011fu. Bunu da nas\u0131l olaca\u011f\u0131 konusunda \u00e7al\u0131\u015fmalar devam ediyor. Fakat d\u00fc\u015f\u00fcn\u00fclen 9 milyona yak\u0131n vatanda\u015f\u0131n yakla\u015f\u0131k 30 milyar lira tutar\u0131ndaki icral\u0131k borcunun tasfiye edilecek olmas\u0131.<\/p>\n\n\n\n<p>Elektrik, su, do\u011falgaz, telefon gibi temel ihtiya\u00e7lara ait s\u00f6zle\u015fmelerden kaynaklanan bor\u00e7lar\u0131 devletin \u00fcstlenmesi hususu; ekonomi \u00f6nlem paketi olarak yans\u0131makta ve dar gelirliye bir nebze olsun, nefes ald\u0131rmay\u0131 hedeflemekte.<\/p>\n\n\n\n<p>Bir ba\u015fka geli\u015fmenin ise arabuluculuk m\u00fcessesi konusunda ya\u015fanmas\u0131 planlan\u0131yor. Arabuluculuk, son d\u00f6nemde aktif olarak hayat\u0131m\u0131za girerek; art\u0131k kom\u015fuluk hukukundan kaynaklanan sorunlar, kat m\u00fclkiyeti uygulamalar\u0131nda ve kirac\u0131-mal sahibi ili\u015fkisi ile ilgili ya\u015fanan sorunlarla ilgili de kullan\u0131lacak. Kiralarda ki fahi\u015f art\u0131\u015f\u0131n \u00f6n\u00fcne ge\u00e7mek i\u00e7in dava \u015fart\u0131n\u0131n ve zorunlu arabuluculuk tasar\u0131s\u0131n\u0131n da g\u00fcndeme getirilmesi d\u00fc\u015f\u00fcn\u00fcl\u00fcyor. Ayrca Eyl\u00fcl ay\u0131nda, hi\u00e7 evi olmayan ve ayl\u0131k geliri \u0130stanbul da 16 bin TL&#8217;nin, ba\u015fka illerde 14 bin TL&#8217;nin alt\u0131nda olan dar gelirliye; ev alma imkan\u0131 yarat\u0131lacak. TOK\u0130&#8217;ye m\u00fcracaat eden 30 ya\u015f alt\u0131 gen\u00e7ler i\u00e7inde, y\u00fczde 20 kontenjan ayr\u0131m\u0131 ile 240 ay vadeli ev alma imkan\u0131 sa\u011flanacak .<\/p>\n\n\n\n<p>Ekonomik darbo\u011faz ve hayat pahal\u0131l\u0131\u011f\u0131 bu \u00f6nlemleri almaya itmi\u015fken, \u00fcst d\u00fczey bir y\u00f6neticinin ofisinde ki tablo i\u00e7eri\u011fi geldi akl\u0131ma. Bu tablo da karaya vurmu\u015f bir gemi, iki tane de k\u00fcrek usulca kumda g\u00f6m\u00fcl\u00fc duruyordu. Tablonun alt\u0131nda ise: \u201cSular her zaman yeniden y\u00fckselir\u201d yaz\u0131s\u0131 okunuyordu. Sular y\u00fckseldi\u011finde ait oldu\u011fun yere geri d\u00f6neceksin, okyanus da yine bir gemi olarak devam edeceksin, o sebeple umutsuzlu\u011fa kap\u0131lmamak yenilikleri ve geli\u015fmeleri yak\u0131ndan takip etmek gerekiyor.<\/p>\n\n\n\n<p class=\"has-white-color has-cyan-bluish-gray-background-color has-text-color has-background\">Her \u015fey ters gidiyorsa unutma:<br>U\u00e7ak r\u00fczgar\u0131 kar\u015f\u0131s\u0131na alarak y\u00fckselir, arkas\u0131na alarak de\u011fil.<br><strong>Henry Ford<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p><\/p><\/blockquote><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;Keder ku\u015flar\u0131n\u0131n ba\u015f\u0131n\u0131n \u00fcst\u00fcnde gezmesini engelleyemezsin,Ama sa\u00e7\u0131na yuva yapmas\u0131n\u0131 engellersin.&#8221;\u00c7in Atas\u00f6z\u00fc T\u00fcm alg\u0131lar\u0131m\u0131z gibi adalet alg\u0131m\u0131z\u0131n da \u00e7ok eski evrimsel k\u00f6kenleri de\u011fi\u015fmekte mi? H\u0131zla de\u011fi\u015fen evrimle\u015fen ya\u015fam\u0131m\u0131zda ca\u011fa ayak uydururken, acaba adalet alg\u0131m\u0131z\u0131n tarihi ge\u00e7mi\u015f olabilir mi..? Uyum sa\u011flama s\u00fcrecinde o sebeple mi, s\u00fcrekli de\u011fi\u015fen kanun, t\u00fcz\u00fck uygulamalar\u0131 kentin vah\u015fi do\u011fas\u0131nda \u015fekilleniyor mu? Hazine Bakanl\u0131\u011f\u0131&#8217;nda [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1424,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[78],"tags":[],"class_list":{"0":"post-1484","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ticarette-yazarlar"},"_links":{"self":[{"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/posts\/1484","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/comments?post=1484"}],"version-history":[{"count":2,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/posts\/1484\/revisions"}],"predecessor-version":[{"id":1486,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/posts\/1484\/revisions\/1486"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/media\/1424"}],"wp:attachment":[{"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/media?parent=1484"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/categories?post=1484"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/probatio.com.tr\/testicaret\/wp-json\/wp\/v2\/tags?post=1484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}